Are you wondering how much you can borrow in Luxembourg? Would you like to know what rates Luxembourg banks are currently offering? Here's an overview of what's on offer on the market. Fixed rates in Luxembourg at the moment In 2024, the average fixed rates negotiated [...]
All the advice, guides and news on real estate in Luxembourg
Do you have a question about buying or renting, about financing or tips for converting your home? We can provide you with the answers you need to make your real estate project a reality.
Buy
Buying new: the complete guide to buying off-plan in Luxembourg
Comfort, insulation, design, energy performance... When you're interested in buying property, you may be tempted to buy off-plan. So: should you buy new in Luxembourg? Is now the right time? And above all: how do you go about making a success of your off-plan purchase? Here's a guide to help you make sense of it all. 1. An off-plan property [...]
Exceptional assistance for property purchases in 2024
The Luxembourg government has just announced new incentives for buyers and investors in 2024. These measures are... Here is a breakdown of the assistance you can benefit from for the purchase of a principal residence or as part of an inv For buyers of a principal residence Examples of amounts recoverable: To deduct interest on [...]
Sell
How to renegotiate your home loan?
Would you like to reduce the monthly repayments on your mortgage? We'll explain how in this article. Loan renegotiation: what is it? Loan renegotiation involves reviewing the repayment terms of your mortgage with your bank. The aim is to obtain new borrowing terms. The [...]
Selling your property: with an agency or privately?
You know the value of your property, you have done some work to refurbish it... So you're ready to sell it! But the question now arises: should you go it alone, or with an estate agent? Selling privately: financially interesting but risky If you think that you are not [...]
Knowing the assets of your property
You have decided to sell your property, that's it! However, before asking yourself how to put it up for sale, the important thing is to know its true value in order to sell it successfully. Here are the basics you need to know before publishing your ad. 1. know your market In Luxembourg, the property market is evolving [...]
Real estate market
Q2 2024: prices set to stabilise?
The downward trend in advertised sale prices is diminishing sharply. The following observations can be made at the end of the 2nd quarter of 2024: Rents are rising, interest rates are falling and it is still possible to negotiate selling prices. This could be a good time to buy. Price [...]
Real estate: +5.6% growth in 2022
+5.6% growth in advertised prices in 2022: the slowdown is confirmed The economic situation (rising interest rates, high inflation) is causing a sharp slowdown in real estate advertising prices in 2022. Growth is divided by 2 compared to the previous year. Here is the overall growth in advertised prices in 2022, by [...]
Bertrange: peace and quiet at the gateway to the capital
Composed of a single locality (Bertrange), the municipality forms a transitional space between the capital and the south of the country and can count on its many assets to make it a pleasant place to live. Some key figures Surface area: 17.39 km²Population: 8,543Density: 491 inhabitants/km In the past, Bertrange was an agricultural village, but its population has grown steadily over the years.
Rent
Declare your rental income in your tax return!
If you rent out a house or flat that you own, the resulting rental income is taxable on your Luxembourg tax return. This applies to all residents who have a property to rent in Luxembourg or abroad, as well as to cross-border commuters who have a property to rent in Luxembourg [...]
The rights and duties of a tenant
When you sign your rental agreement with the owner of a property, you are entering into a contract that sets out the rights and obligations of the tenant and the landlord. As a tenant, what are they? We take a look at the situation. The first duty of a tenant: to pay the rent A regular situation in the rent office is a [...]
5 things to check before renting your home
Leaving the nest or expanding your family, starting or restarting a story, often means changing accommodation. What are the essential checks to make before signing your lease? Looking around the area Before you even visit a property you have found, think about looking around the area to see if it is suitable for you.
My home
Got a mortgage coming up? Save on your Outstanding Balance Insurance!
When you buy a property and need to finance it, the bank will certainly recommend that you take out an insurance policy to protect yourself in the event of the death of one of the borrowers. This is known as outstanding balance insurance (ASRD). What is outstanding balance insurance?
Unusual: Help Santa find his reindeer 🦌
After selling his house last year, Father Christmas has decided to return to Luxembourg this year. For the past few weeks, Santa has been visiting properties with his reindeer. Unfortunately, Rudolph, Tornado, Lightning and Dancer, not very interested in these visits, have escaped. Father Christmas has therefore sent atHome and his faithful reindeer on a mission to [...]
5 things to know before insuring your home in Luxembourg
Do you have a fully equipped kitchen, computer equipment, a pet or a cellar? If you are insuring your home for the first time in Luxembourg, here are 5 points to bear in mind. Generally speaking, there is no excess The cost of your home insurance may seem higher (in terms of premiums) than the cost of your insurance policy.
Dossier in the spotlight
What financial assistance is available to renovate your home?
Improving your home involves a number of risks, not least financial. Keep a close eye on your expenditure to avoid overspending, and don't overlook the many government grants available. There are three types of aid for renovation: direct capital grants, sustainable housing grants and indirect grants in the form of tax breaks. Grants [...]
Miwwelfestival : Home Style zu Lëtzebuerg !
The Miwwelfestival (furniture festival) has become a real institution and an essential event in the Luxembourg calendar: this is the time to discover it and take advantage of good deals! Luxembourgers have known it for many years: when you want to redecorate your home, discover the latest decoration trends, or simply replace your sofa, it's at the Miwwelfestival that you'll be able to find the [...]
Collecting, decorating or investing: See you in Luxembourg from 27 to 30 January for the 48th edition of theème edition of the Antiques and Contemporary Art Fair
Antiques & Art Fair Luxembourg will open its doors from 27 to 30 January 2023 at Luxexpo The Box. On the occasion of this 48th edition, 90 exhibitors have already announced themselves. Antique dealers, gallery owners and craftsmen will come from 7 countries. "Antiques & Art Fair is an essential meeting place to complete or embellish your [...]