{"id":11314,"date":"2018-06-13T08:21:05","date_gmt":"2018-06-13T07:21:05","guid":{"rendered":"https:\/\/www.athome.lu\/blog\/?p=11314"},"modified":"2022-06-14T11:25:57","modified_gmt":"2022-06-14T09:25:57","slug":"how-much-to-buy-real-estate-in-luxembourg","status":"publish","type":"post","link":"https:\/\/www.athome.lu\/blog\/en\/acheter\/pret-immobilier\/quel-salaire-pour-acheter-un-bien-immobilier-au-luxembourg\/","title":{"rendered":"How much do you pay to buy a property in Luxembourg?"},"content":{"rendered":"<p><span style=\"color: #000000;\">Who can buy a flat or a house in Luxembourg? With property prices rising all the time, this is the question many people may be asking. So<\/span> what salary to buy in Luxembourg?<\/p>\n\n\n\n<p><span style=\"color: #000000;\">We asked our mortgage experts\u00a0<strong>atHomeFinance\u00a0<\/strong>to shed some light on the issue.<\/span> Here is all you need to know.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span style=\"color: #000000;\"><strong>How much do you have to pay to buy a flat?<\/strong><\/span><\/h2>\n\n\n\n<p><span style=\"color: #000000;\">In Luxembourg, the average price of a flat is \u20ac434,701*. This is a substantial budget which, in most cases, requires a loan from a bank. <\/span><\/p>\n\n\n\n<p><span style=\"color: #000000;\"> Do you think you can borrow such an amount? How much salary do you need to finance a flat?  Here is the answer!<\/span><\/p>\n\n\n\n<p><span style=\"color: #000000;\">According to our experts atHomeFinance, <strong>to finance a flat in the Grand Duchy, a couple will have to earn at least 4,000 euros net per month<\/strong> (Minimum wage requirement - excluding social income and without credit). <\/span><\/p>\n\n\n\n<p><span style=\"color: #000000;\"> Example of financing with a 25-year mortgage at a fixed rate of 2.30 % :<\/span><\/p>\n\n\n\n<figure class=\"wp-block-image\"><a href=\"https:\/\/www.athome.lu\/blog\/blog\/wp-content\/uploads\/2018\/06\/Copy-of-Prix-appartement729-516-eur.-2.png\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/www.athome.lu\/blog\/blog\/wp-content\/uploads\/2018\/06\/Copy-of-Prix-appartement729-516-eur.-2-1024x536.png\" alt=\"Salary to buy a flat\" class=\"wp-image-11315\" srcset=\"https:\/\/www.athome.lu\/blog\/wp-content\/uploads\/2018\/06\/Copy-of-Prix-appartement729-516-eur.-2-1024x536.png 1024w, https:\/\/www.athome.lu\/blog\/wp-content\/uploads\/2018\/06\/Copy-of-Prix-appartement729-516-eur.-2-300x157.png 300w, https:\/\/www.athome.lu\/blog\/wp-content\/uploads\/2018\/06\/Copy-of-Prix-appartement729-516-eur.-2-768x402.png 768w, https:\/\/www.athome.lu\/blog\/wp-content\/uploads\/2018\/06\/Copy-of-Prix-appartement729-516-eur.-2-18x9.png 18w, https:\/\/www.athome.lu\/blog\/wp-content\/uploads\/2018\/06\/Copy-of-Prix-appartement729-516-eur.-2.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p><span style=\"color: #000000;\">For a personalized offer, please contact <a href=\"https:\/\/www.athome.lu\/blog\/finance\/pret-immobilier\/demande\" target=\"_blank\" rel=\"noopener noreferrer\">a loan application on atHomeFinance<\/a><\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span style=\"color: #000000;\"><strong>How much do you have to earn to buy a house in Luxembourg?<\/strong><\/span><\/h2>\n\n\n\n<p><span style=\"color: #000000;\">Let's do the same exercise for the purchase of a house, which has an average price of 729,516 euros* in Luxembourg.<\/span><\/p>\n\n\n\n<p><span style=\"color: #000000;\">For a couple, and still according to our experts atHomeFinance, <strong>you must earn at least 7,120 euros net per month<\/strong> (Minimum wage requirement - excluding social income and without credit) to finance this property with a mortgage.<\/span><\/p>\n\n\n\n<p><span style=\"color: #000000;\">Example of financing with a 25-year mortgage at a fixed rate of 2.30 % :<\/span><\/p>\n\n\n\n<p><a href=\"https:\/\/www.athome.lu\/blog\/blog\/wp-content\/uploads\/2018\/06\/Prix-appartement729-516-eur.-2.png\"><img loading=\"lazy\" decoding=\"async\" class=\"normal alignnone size-large wp-image-11321\" src=\"https:\/\/www.athome.lu\/blog\/blog\/wp-content\/uploads\/2018\/06\/Prix-appartement729-516-eur.-2-1024x536.png\" alt=\"Salary to buy a house\" width=\"1024\" height=\"536\" srcset=\"https:\/\/www.athome.lu\/blog\/wp-content\/uploads\/2018\/06\/Prix-appartement729-516-eur.-2-1024x536.png 1024w, https:\/\/www.athome.lu\/blog\/wp-content\/uploads\/2018\/06\/Prix-appartement729-516-eur.-2-300x157.png 300w, https:\/\/www.athome.lu\/blog\/wp-content\/uploads\/2018\/06\/Prix-appartement729-516-eur.-2-768x402.png 768w, https:\/\/www.athome.lu\/blog\/wp-content\/uploads\/2018\/06\/Prix-appartement729-516-eur.-2-18x9.png 18w, https:\/\/www.athome.lu\/blog\/wp-content\/uploads\/2018\/06\/Prix-appartement729-516-eur.-2.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><a href=\"https:\/\/www.athome.lu\/blog\/blog\/wp-content\/uploads\/2018\/06\/Prix-maison-729-516-eur.-1.png\"><br><\/a><br><span style=\"color: #000000;\"> For your home loan, <a href=\"https:\/\/www.athome.lu\/blog\/finance\/pret-immobilier\/\" target=\"_blank\" rel=\"noopener noreferrer\">ask our experts atHomeFinance<\/a>&nbsp;!<\/span><\/p>\n\n\n\n<p><span style=\"color: #808080;\"><em>*Source: atHome Magazine April 2018 - Average prices calculated on the prices displayed in the real estate ads on atHome.lu<\/em><\/span><\/p>\n\n\n\n<p><span style=\"color: #808080;\"><em>** Credit simulation for information purposes only: neither atHome nor its partners are bound by the simulation parameters used.<\/em><\/span><\/p>\n\n\n<section id=\"section-3-14695\" class=\"ct-section\" ><div class=\"ct-section-inner-wrap\"><div id=\"div_block-4-14695\" class=\"ct-div-block\" ><div id=\"new_columns-7-14695\" class=\"ct-new-columns\" ><div id=\"div_block-8-14695\" class=\"ct-div-block\" ><div id=\"div_block-14-14695\" class=\"ct-div-block\" ><\/div><\/div><div id=\"div_block-9-14695\" class=\"ct-div-block\" ><h1 id=\"headline-11-14695\" class=\"ct-headline\">What are the property prices at the moment?<\/h1><div id=\"text_block-12-14695\" class=\"ct-text-block\" >Prices are slowing down. Interest rates are rising. What are the trends for the coming months?<\/div><a id=\"link_button-13-14695\" class=\"ct-link-button\" href=\"https:\/\/www.athome.lu\/blog\/blog\/marche-immobilier\/prix\/tendances-2022\/\" target=\"_blank\"  >Read the analysis<\/a><\/div><\/div><\/div><\/div><\/section>","protected":false},"excerpt":{"rendered":"<p>Qui peut acheter un appartement ou une maison au Luxembourg\u00a0? Avec des prix immobiliers qui ne cessent d\u2019augmenter, c\u2019est la question que beaucoup de personnes peuvent se poser. Alors quel salaire pour acheter au Luxembourg ? Nous avons demand\u00e9 \u00e0 nos experts en pr\u00eat immobilier\u00a0atHomeFinance\u00a0de nous \u00e9clairer sur la question. Voici tout ce que vous [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":11356,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[207],"tags":[36],"class_list":["post-11314","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pret-immobilier","tag-credit-immobilier"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Quel Salaire pour Acheter un Bien au Luxembourg ? - atHome Blog<\/title>\n<meta name=\"description\" content=\"Les prix de l&#039;immobilier sont \u00e9lev\u00e9s au Luxembourg. 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