{"id":12987,"date":"2020-10-21T13:29:38","date_gmt":"2020-10-21T12:29:38","guid":{"rendered":"https:\/\/www.athome.lu\/blog\/?p=12987"},"modified":"2022-08-02T17:11:24","modified_gmt":"2022-08-02T15:11:24","slug":"the-prets-judges-by-athomefinance-part-1","status":"publish","type":"post","link":"https:\/\/www.athome.lu\/blog\/en\/acheter\/pret-immobilier\/les-prets-juges-by-athomefinance-partie-1\/","title":{"rendered":"Loans judged by atHomeFinance - Part 1"},"content":{"rendered":"

Preconceived ideas are hard to shake off. But that was before atHomeFinance got involved and decided to launch the \"loans judged by atHomeFinance\" to clarify certain points and make your prejudices about the real estate brokerage<\/a>r a distant memory. Throughout September, our brokers took the floor to answer all your questions.<\/span><\/p>\n\n\n\n

Loan judgement no. 1: The mortgage rate would be set at the customer's discretion<\/span><\/h2>\n\n\n\n

It is sometimes difficult to understand why one person's rate is not the same as another's and why it is more advantageous. It seems unfair and you think that it has been set at the customer's head.<\/span><\/p>\n\n\n\n

This is a common misconception that is rather simplistic since the rate depends more on your project and your profile than on your head. The bank generally takes three criteria into account. The duration of the loan, the contribution made and the client's level of indebtedness.<\/span><\/p>\n\n\n\n

Marie-Sophie<\/em><\/span><\/p>\n\n\n\n

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