{"id":17440,"date":"2025-04-24T11:00:00","date_gmt":"2025-04-24T09:00:00","guid":{"rendered":"https:\/\/www.athome.lu\/blog\/?p=17440"},"modified":"2025-06-26T15:12:29","modified_gmt":"2025-06-26T13:12:29","slug":"borrowing-capacity-why-its-the-first-step-that-must-not-be-overlooked","status":"publish","type":"post","link":"https:\/\/www.athome.lu\/blog\/en\/acheter\/capacite-demprunt-pourquoi-cest-la-premiere-etape-a-ne-pas-negliger\/","title":{"rendered":"Borrowing capacity: why is it the first step not to be neglected?"},"content":{"rendered":"

Buying a property is often one of life's most important projects. But before you fall under the spell of a flat or house, there's one essential question to ask yourself: how much can I really borrow?<\/strong><\/p>\n\n\n\n

All too often, this stage is neglected or put off. And yet it is, know your borrowing capacity<\/strong> is the key to building a solid, realistic property project... and avoiding unpleasant surprises. That's where theatHomeFinance<\/a><\/strong> We offer fast, no-obligation support, designed to give all future buyers a clear picture of their budget.<\/p>\n\n\n\n

Borrowing capacity: what exactly is it?<\/strong><\/h2>\n\n\n\n

Borrowing capacity corresponds to maximum amount a buyer can borrow<\/strong> with a bank depending on your financial situation. In particular, it depends on :<\/p>\n\n\n\n