{"id":13149,"date":"2021-01-18T18:31:26","date_gmt":"2021-01-18T17:31:26","guid":{"rendered":"https:\/\/www.athome.lu\/blog\/?p=13149"},"modified":"2022-05-11T11:17:34","modified_gmt":"2022-05-11T09:17:34","slug":"primo-accedants-secundo-accedants-ou-investisseurs-la-reglementation-evolue","status":"publish","type":"post","link":"https:\/\/www.athome.lu\/blog\/acheter\/pret-immobilier\/primo-accedants-secundo-accedants-ou-investisseurs-la-reglementation-evolue\/","title":{"rendered":"Primo acc\u00e9dants, secundo acc\u00e9dants ou investisseurs  : la r\u00e9glementation \u00e9volue"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><span style=\"color: #000000;\">Chaque nouvelle ann\u00e9e voit appara\u00eetre son lot de nouvelles mesures et 2021 ne fera pas preuve d'exception ! La flamb\u00e9e des prix de l'immobilier au Luxembourg n'\u00e9chappe \u00e0 personne et elle ne semble pas pr\u00eate de s'\u00e9teindre... et ce n'est pas la forte demande qui dira le contraire.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #000000;\"><strong>C'est pourquoi, depuis le 1er janvier 2021, l'immobilier et plus particuli\u00e8rement les emprunts devront r\u00e9pondre \u00e0 certaines conditions avant d'\u00eatre accord\u00e9s. On vous dit tout dans cet article !<\/strong><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #000000;\">Les nouvelles mesures prises par le Grand-Duch\u00e9 s'adressent \u00e0 trois grandes cat\u00e9gories de profil : <strong>primo acc\u00e9dants<\/strong>, <strong>secundo acc\u00e9dants<\/strong> et<strong> investisseurs<\/strong>. Ainsi, ces derni\u00e8res s'adapteront en fonction de votre pr\u00e9c\u00e9dent, actuel ou futur projet immobilier. Alors plus que jamais, il se r\u00e9v\u00e8le primordial de recourir aux services de nos courtiers exp\u00e9riment\u00e9s qui sauront vous guider et vous conseiller au mieux.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span style=\"color: #000000;\"><strong>Vous \u00eates primo acc\u00e9dants ?<\/strong><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #000000;\">Soyez <strong>rassur\u00e9s,<\/strong> votre projet immobilier continuera \u00e0 \u00eatre <strong>financ\u00e9 \u00e0 100%<\/strong>. Des<strong> garanties mises \u00e0 disposition par l'Etat<\/strong> ou <strong>garanties d\u00e9plac\u00e9es<\/strong> vous permettront ainsi d'emprunter <strong>aux meilleures conditions<\/strong>. En effet, l'objectif de cette nouvelle r\u00e9glementation est d'endiguer le risque d'endettement trop important au sein des m\u00e9nages. Le tout sans pour autant compromettre votre souhait d'acqu\u00e9rir une propri\u00e9t\u00e9.<\/span><\/p>\n\n\n<section id=\"section-3-14695\" class=\" ct-section\" ><div class=\"ct-section-inner-wrap\"><div id=\"div_block-4-14695\" class=\"ct-div-block\" ><div id=\"new_columns-7-14695\" class=\"ct-new-columns\" ><div id=\"div_block-8-14695\" class=\"ct-div-block\" ><div id=\"div_block-14-14695\" class=\"ct-div-block\" ><\/div><\/div><div id=\"div_block-9-14695\" class=\"ct-div-block\" ><h1 id=\"headline-11-14695\" class=\"ct-headline\">Quels sont les prix de l'immobilier en ce moment ?<\/h1><div id=\"text_block-12-14695\" class=\"ct-text-block\" >Les prix ralentissent. Les taux d'int\u00e9r\u00eat augmentent. Quelles tendances pour les mois \u00e0 venir ?<\/div><a id=\"link_button-13-14695\" class=\"ct-link-button\" href=\"https:\/\/www.athome.lu\/blog\/blog\/marche-immobilier\/prix\/tendances-2022\/\" target=\"_blank\"  >Lire l'analyse<\/a><\/div><\/div><\/div><\/div><\/section>\n\n\n<h2 class=\"wp-block-heading\"><span style=\"color: #000000;\"><strong>Vous \u00eates secundo acc\u00e9dants ?<\/strong><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #000000;\">Les nouvelles mesures recommandent d\u00e9sormais de disposer d'un <strong>apport de 10% <\/strong>pour&nbsp;votre projet s'il s'agit d'un <strong>deuxi\u00e8me achat au Luxembourg<\/strong>. Bien s\u00fbr, ce nouvel apport pourra \u00eatre <strong>constitu\u00e9<\/strong> par le <strong>fruit de la vente du premier bien<\/strong>.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span style=\"color: #000000;\"><strong>Vous \u00eates investisseurs ?<\/strong><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #000000;\">Il sera pr\u00e9conis\u00e9 de d\u00e9tenir<strong> un apport de 20%<\/strong> lors du financement de votre projet immobilier.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chaque nouvelle ann\u00e9e voit appara\u00eetre son lot de nouvelles mesures et 2021 ne fera pas preuve d'exception ! La flamb\u00e9e des prix de l'immobilier au Luxembourg n'\u00e9chappe \u00e0 personne et elle ne semble pas pr\u00eate de s'\u00e9teindre... et ce n'est pas la forte demande qui dira le contraire. C'est pourquoi, depuis le 1er janvier 2021, [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":13155,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[207],"tags":[131,130],"class_list":["post-13149","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pret-immobilier","tag-pret","tag-reglementation"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Primo acc\u00e9dants, secundo acc\u00e9dants ou investisseurs : la r\u00e9glementation \u00e9volue - atHome Blog<\/title>\n<meta name=\"description\" content=\"Primo accedants, secundo accedants ou investisseurs, la r\u00e9glementation \u00e9volue et s&#039;adapte en fonction de votre projet ou profil.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.athome.lu\/blog\/acheter\/pret-immobilier\/primo-accedants-secundo-accedants-ou-investisseurs-la-reglementation-evolue\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Primo acc\u00e9dants, secundo acc\u00e9dants ou investisseurs : la r\u00e9glementation \u00e9volue - 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