Knowing your borrowing capacity: a growing habit among future buyers

Do you have a property project in mind? Before you even start looking, it's essential to know what is your actual budget 💸

According to an ILRES study carried out in March 2025, 1 in 2 Luxembourgers say they are familiar with mortgage simulation as a service offered by atHome.

💡 So why run a simulation?

The borrowing capacity simulation enables you to quickly estimate the amount you can borrow, based on your income, expenses, loan term and deposit.

🎯 It's a simple way to target the right properties, prepare better for your banking procedures and avoid unpleasant surprises.

🖱️ A simple, fast and free tool with atHomeFinance

Among the activities offered by atHome, atHomeFinance provides an online simulator that is accessible to everyone.

✅ Free
✅ No obligation
✅ Results in less than 5 minutes
✅ Available 24/7

🎯 Do what more and more Luxembourgers are doing

Knowing your borrowing capacity means laying the foundations for a solid, realistic property project.

🔗 Do your simulation with atHomeFinance

🗓️ Make an appointment with an atHomeFinance broker