Calculate your budget

Do you have a property project in mind? Before you even start looking, it's essential to know what your real budget is 💸 According to an ILRES study carried out in March 2025, 1 in 2 Luxembourgers say they are aware of the borrowing capacity simulation as a service offered by atHome. 💡 So why do a simulation? The [...]

Buying a property is often one of life's most important projects. But before you fall under the spell of a flat or house, there's an essential question to ask yourself: how much can I really borrow? All too often, this step is neglected or put off. And yet, knowing your borrowing capacity is [...]

While it is still possible to buy without a deposit, most property purchases require between 10 and 20% of personal deposit. This amount of money allows you to get a better rate on your loan and to lower your monthly payments. Tip 1: Put money into a savings account each month Whether it's £50 or £500 per month, you can save up to £1,000 every month.

The Central region of Luxembourg is very popular and continues to attract buyers despite the ever increasing prices. It gathers the most loan requests at atHomeFinance with an average loan request of 729 096€ to become a homeowner. atHomeFinance mortgage broker in Luxembourg presents the average loan to buy in the centre of Luxembourg.

Becoming a homeowner... yes, but how much can you borrow? Whether you have already identified your future property or are considering a purchase in the next few months, knowing how much you can borrow is essential for your project. Defining my repayment capacity First of all, you need to define your repayment capacity [...].

Are you planning to buy a flat in Luxembourg soon? In September 2018, the average selling price for an old flat in the Grand Duchy was €460,983. To go into more detail, we suggest you look at the average prices by type of accommodation. Flat prices by number of bedrooms [...]

Home ownership is not just for young people. Even if you are close to retirement, you can still buy a property and obtain a mortgage. Mortgages for senior citizens Contrary to popular belief, people who are close to retirement or even young pensioners can still buy a property.

In Luxembourg, residents are borrowing more and more to invest in property. In a context where interest rates remain low, future homeowners are not hesitating to take out a larger property loan to buy their house or flat. Residents [...]

The first step when planning to buy a house is to use a credit simulator to calculate your ability to repay. Although this may differ considerably depending on the bank chosen, some rules remain unchanged. What is the debt ratio? It is generally estimated that a person can borrow up to 1/3 of their income. The debt ratio [...]