The reservation agreement enables a buyer to reserve a property yet to be built before the notarised deed is signed. It describes the property, its estimated price and the main features of the development. If a deposit is required, it may not exceed 2 % of the estimated price and must comply with specific rules. The contract […]
Buying
Property scams: how can you rent or buy safely?
A property scam often follows the same pattern: a very attractive price, a contact who is difficult to verify, and an urgent request for money. Before renting or buying, check the advert, the identity of the person you’re dealing with and whether the property actually exists. Above all, don’t let yourself be pressured into acting in a hurry. The Grand Ducal Police are warning in particular about […]
How much do you pay to buy a property in Luxembourg?
There is no single minimum income required to buy a property in Luxembourg. The budget depends on your income, your outgoings, your deposit and the terms of the mortgage. As a rough guide, with a net monthly income of €6,000, a household with no other outstanding loans can borrow approximately €509,000 to €572,000 on […]
Buying a flat: 8 things to check before signing
Buying a flat in a co-ownership scheme means becoming the owner of your home, but also sharing certain expenses and decisions with the other co-owners. Before signing, check the service charges, any planned works, the maintenance fund and the estate’s accounts. You should also check the rules and regulations, meeting minutes and documents relating to your unit. In the second quarter […]
Investing in a parking space in Luxembourg: is it a sound investment?
Investing in a parking space allows you to enter the property market with a budget that is generally lower than that required for a home. However, the profitability depends on the purchase price, the rent, the location and the service charges. Before buying, you should therefore assess the actual return on investment and the demand in the neighbourhood. Is investing in a parking space […]
Property sale agreement: what to check before signing
A preliminary sale agreement is a binding contract that commits the buyer and seller to the property and its price. Before signing, be sure to check the details of the property, the deadlines and the terms and conditions set out in the agreement. If your purchase is subject to a mortgage, the condition precedent relating to financing warrants particular attention. The preliminary sale agreement […]
Using an estate agent: role, mandate and fees
Using an estate agent can simplify the process of selling or buying a property. However, it is important to fully understand their role. Valuation, marketing, viewings, negotiation, the agency agreement and commission: these are the areas a professional can handle, and the points you should check before choosing your estate agency. What is the role of an estate agent? An estate agent […]
Property viewings: 10 questions to ask before buying in Luxembourg
During a property viewing, ask questions about any renovation work, energy efficiency, service charges, the owners’ association and the local area. Also check the fixtures and fittings and any available documentation. This information will help you compare properties, anticipate costs and decide whether the asking price truly reflects the property’s value. What questions should you ask during a property viewing? Here are […]
New-build property in Luxembourg: a guide to buying off-plan in 2026
A purchase of a new-build property in Luxembourg is often made off-plan, before construction is complete. In 2026, this market remains less active than it was before the crisis. However, sales are up compared with the end of 2025. To ensure a stress-free purchase, it is important to compare the price, financing options, financial assistance and guarantees set out in the contract. […]