Mortgage loan

When you take out a loan to buy a property in Luxembourg, financial institutions often require you to take out outstanding balance insurance to cover your loan. The purpose of this insurance is to protect your family against the risks of death or disability that would prevent you from being able to repay your loan. The [...]

Contrary to popular belief, buying without a down payment is possible in Luxembourg. However, to qualify for this total financing, you must meet certain conditions and provide guarantees. We'll tell you what they are! Financing at 110 % If you do not have any personal contribution to finance a flat or a house, you will have to make a down payment of [...].

There are some strict rules for financing a flat that has been sold off before completion (VEFA). We explain how to finance your new flat. The amount of the personal contribution For a purchase off-plan, the banks' rules are the same as for the old. In general, the personal contribution required represents 10 % of the total cost of the property.

Do you want to become a homeowner or carry out work, but you cannot offer sufficient guarantees to your bank or financial institution of choice? There is a solution to help you: the state guarantee. What is a state guarantee? The State guarantees to help people who cannot afford to pay for their home.

Analysing the different contracts, looking for the best rate... studying different mortgage offers is time-consuming, but necessary. Do you have neither the time nor the skills to do this work? It is possible to find a mortgage quickly by using a broker and preparing your file in advance. Doing [...]

Buying a property is always an important moment in one's life. And being accompanied in the process of dealing with the banks is a precious help, especially for the uninitiated. In the jungle of interest rates, a mortgage broker is a valuable ally! The advantages of a mortgage broker You will [...]

While using a mortgage broker is very common in other countries, particularly in the United Kingdom, the European champions, or even among our French and German neighbours, in the Grand Duchy this practice has not yet become part of residents' habits. However, since 2012 there has been a real evolution in the brokerage market [...].

To accompany you even further in your real estate project, atHome.lu offers you a new real estate credit brokerage service: atHomeFinance. atHomeFinance: experts to find your loan Because the search for a property is often linked to the search for a real estate loan, atHome.lu completes its offer to make it easier for everyone to become a [...]

Are you no longer happy in your current home? Do you want to move to a new home or a new location? If you want to carry out your new real estate project without having to wait for the sale of your current house or flat, a bridging loan could certainly be a solution for you. What is a bridging loan? A bridging loan or bridge loan is a [...]