Analysing the different contracts, looking for the best rate... studying different mortgage offers is time-consuming, but necessary. You don't have the time or the skills to do this work? It is possible to find a property loan quickly by using a broker and preparing your file in advance.

Using a broker saves time

The broker is aware of the latest legislation on loans and has an extensive network in the financial sector. Their role is to find you a loan that suits your personal situation. After estimating your repayment capacity, he or she will look for the most interesting mortgage for you.

By hiring a mortgage broker, you benefit from several advantages and the first of these is that it makes you win of time.

Don't approach the banks, your broker will take care of that! There is no need to go to several financial institutions to obtain information and justify your financial situation. In concrete terms, to obtain an offer with a broker, allow 7 days for a standard application.

Prepare your file well

Another useful tip for finding a mortgage quickly is to prepare your application. Your broker will provide you with a list of the documents he or she will need to communicate your loan application to the banks. In general, these are :

- Documents proving your financial situation: last 3 payslips, annual salary certificate, document proving your contribution

- Various legal documents: certificate of entitlement to housing, copy of your identity card

- Document relating to the property to be financed: compromis de vente

Don't wait until the last moment to provide all this information, or you risk delaying your loan application if any of the documents are missing.

Choose atHomeFinance to find your mortgage

As the market leader in real estate listings, atHome has naturally developed a brokerage service: atHomeFinance. The team, composed of experts, is responsible for negotiating for you the best real estate loan at the best rate.

The atHomeFinance service in 3 steps:

1. Analysis of your project: online or by telephone, you define your property project which will then be examined by an advisor

2. Loan offers: after contacting several banks, the expert in charge of your file will provide you with the best home loan offers and explain the clauses of the various contracts in detail

3. Taking out the loan: once you have chosen the most advantageous property loan for you, your atHomeFinance advisor will accompany you until the loan is signed at the bank.