Insurance

In the context of a property purchase and its financing, the bank will certainly recommend that you take out an insurance policy to protect you in the event of the death of one of the borrowers, if it does not impose it on you. This is known as outstanding balance insurance (ASRD). What is outstanding balance insurance?

Do you have a fully equipped kitchen, computer equipment, a pet or a cellar? If you are insuring your home for the first time in Luxembourg, here are 5 points to bear in mind. Generally speaking, there is no excess The cost of your home insurance may seem higher (in terms of premiums) than the cost of your insurance policy.

When you take out a loan to buy a property in Luxembourg, financial institutions often require you to take out outstanding balance insurance to cover your loan. The purpose of this insurance is to protect your family against the risks of death or disability that would prevent you from being able to repay your loan. The [...]

Forgetting your keys, or closing the door and finding out too late that the keys are still inside. Attempting to open the door and being confronted with a recalcitrant lock. Embarrassing situations that can happen to anyone. We explain how to react when you have locked yourself out. Tips for [...]

When you take out a mortgage with a bank, your banker will ask you to insure your loan. What does this mean? There are suitable insurance policies that cover the outstanding amount of your mortgage in the event of death. These insurances guarantee the reimbursement by the insurer of all or part of the outstanding amount of your loan in the event of your death.

Winter has definitely arrived in Luxembourg with the return of the snow! Snowflakes, snowmen and sledges are now mixed with snow tyres, snowploughs and traffic jams... The white coat makes some people happy and others unhappy! But what a pleasure to be able to warm up at home after an afternoon of snowy leisure activities or after having [...]

Leaving your home unoccupied for one or more weeks can attract burglars. Rest assured, there are simple ways to protect your home and leave in complete peace of mind: our anti-burglary tips. Fear of burglary Summer is coming, and with it the holiday season. You're probably getting ready to take all your little belongings with you on [...]

Nowadays, when you buy an appliance, you are almost always offered an extended warranty. What is this and is it really worthwhile? Legal guarantee and commercial guarantee When it comes to household appliances (and high-tech equipment), a distinction must be made between the guarantee of conformity, which is a legal obligation, and the commercial guarantee, which is a legal obligation.

When children start to walk, it's time to explore the house. Here are a few tips on how to keep your toddlers safe. The right thing to do as a parent Everyone knows that a domestic accident can happen so quickly! Keeping the house safe when your child is starting to walk, and therefore has a certain amount of freedom, is [...]