Mortgage loan

Buying a property in Luxembourg is an important life project. But between finding the ideal home, financing it with a mortgage and dealing with tax issues, it can be a complex process. With atHome, you benefit from comprehensive and transparent support thanks to our three complementary solutions: atHome.lu, atHomeFinance and taxx.lu. From [...]

Getting a mortgage is a key stage in the process, and one that is often perceived as complex: bank meetings, files to prepare, offers to compare... It's hardly surprising that almost 1 in 2 future buyers* would now be prepared to use the services of a broker. But why this growing interest? What are the practical benefits? A demanding property environment 👉 [...]

Na atHomeFinance, sabemos que um projeto imobiliário pode ser uma fonte de stress, especialmente quando é difícil compreender tudo noutra língua. É por isso que também o acompanhamos em português, em todas as etapas da sua procura de financiamento. Sabrina, our home loan consultant, speaks fluent Portuguese. Every day, she [...]

Buying a property in Luxembourg is a major step in life. Whether it's your first purchase or an investment, financing is often a source of questions, uncertainty and sometimes stress. That's where a mortgage broker comes in. But in practical terms, what is their role and why are they so [...]

Embarking on a property project is much more than a simple administrative or financial process. It's an important step, often the start of a new chapter, the result of a carefully thought-out and constructed project. Conditions in Luxembourg have changed a great deal in recent years, and it's normal to have questions. But [...]

Buying a property is a key step in life, and financing is often one of the most decisive factors. That's where atHomeFinance comes in, designed to help future homeowners find the best finance. With the property market in Luxembourg constantly changing, it's essential to be able to compare offers and [...]

In July 2026, mortgage rates stand at 3.5 % for a fixed-rate term of 1 to 3 years, 3.55 % for 5 years, 3.85 % for a 10-year term and 3.90 % for a 30-year term. The variable rate is 2.90 %. However, the rate offered by a bank depends on your circumstances and […]

The European Central Bank (ECB) has surprised the markets by announcing a cut in its key interest rates for the first time since 2019. This decision marks a major turning point in the institution's monetary policy. Why this rate cut? Since July 2022, the ECB had pursued a policy of aggressively raising interest rates [...].

When you buy a property and need to finance it, the bank will certainly recommend that you take out an insurance policy to protect yourself in the event of the death of one of the borrowers. This is known as outstanding balance insurance (ASRD). What is outstanding balance insurance?