Mortgage

Na atHomeFinance, sabemos que um projeto imobiliário pode ser uma fonte de stress, especialmente quando é difícil compreender tudo noutra língua. É por isso que também o acompanhamos em português, em todas as etapas da sua procura de financiamento. Sabrina, our home loan consultant, speaks fluent Portuguese. Every day, she [...]

Are you thinking of buying a property in Luxembourg? It's essential to know your borrowing capacity and current interest rates to optimise your financing. Here's a full update on the situation in September 2025. Fixed interest rates in Luxembourg in September 2025 According to data collected from the main Luxembourg banks, fixed interest [...].

The European Central Bank (ECB) has surprised the markets by announcing a cut in its key interest rates for the first time since 2019. This decision marks a major turning point in the institution's monetary policy. Why this rate cut? Since July 2022, the ECB had pursued a policy of aggressively raising interest rates [...].

You are actively researching in Luxembourg, you know how much you can borrow for your property purchase, you may even have already consulted your bank about it... Did you know that you can save tens of thousands of euros on your property loan? Here's how: 1. Property loans: all those costs you can optimise [...]

Are you looking to buy and want to know how to prepare your property project? If you already know roughly where you want to live, and you're aware of the trends in the Luxembourg property market, you need to know what type of property you're looking for. Before you get started, it's important to have [...]

The adventure begins: you know where you want to live and what type of property you're looking for in Luxembourg. Now you're ready to find out exactly how much you can borrow. How does a mortgage work in Luxembourg? Here's the simple definition: a mortgage is a loan granted by a financial institution.

Preconceived ideas are hard to shake off. But that was before atHomeFinance got involved and decided to launch the "loans judged by atHomeFinance" to clarify certain points and make your prejudices about real estate brokerage a distant memory. During the whole month of September, our [...]

In the event of divorce or inheritance, the purchase of a share of the property (or "balance") allows a spouse or heir to obtain full ownership of the property. How does it work? What are the steps and costs involved? We explain everything here! Buying back a share of real estate with the "Soulte Repurchase" The soulte, definition The soulte is [...]

For more than a year now, Covid-19 has been disrupting the economic life of all European countries. Some sectors have been affected, while others seem to be resisting well to the crisis we are going through. Is this the case for the mortgage market in Luxembourg? This is a question that Statec has asked itself, which [...]