When you buy a property and need to finance it, the bank will certainly recommend that you take out an insurance policy to protect yourself in the event of the death of one of the borrowers. This is known as outstanding balance insurance (ASRD). What is outstanding balance insurance?
Mortgage loan
How to renegotiate your home loan?
Would you like to reduce the monthly repayments on your mortgage? We'll explain how in this article. Loan renegotiation: what is it? Loan renegotiation involves reviewing the repayment terms of your mortgage with your bank. The aim is to obtain new borrowing terms. The [...]
Making a success of your real estate project in the face of soaring interest rates
1.8%, 1.9% or even 2% on a 30 year fixed rate... Luxembourg borrowers are facing a surge in property loan rates. But what impact will this have on your project? We explain and detail the measures taken by Luxembourg banks to keep your project feasible. Why are interest rates rising?
How to save on your mortgage?
You are actively researching in Luxembourg, you know how much you can borrow for your property purchase, you may even have already consulted your bank about it... Did you know that you can save tens of thousands of euros on your property loan? Here's how: 1. Property loans: all those costs you can optimise [...]
All you need to know about home loans in Luxembourg
The adventure begins: you know where you want to live and what type of property you're looking for in Luxembourg. Now you're ready to find out exactly how much you can borrow. How does a mortgage work in Luxembourg? Here's the simple definition: a mortgage is a loan granted by a financial institution.
Home loans: the top of the list of preconceived ideas
Preconceived ideas are hard to shake off. But that was before atHomeFinance got involved and decided to launch the "loans judged by atHomeFinance" to clarify certain points and make your prejudices about real estate brokerage a distant memory. During the whole month of September, our [...]
Divorce, Inheritance... How to buy out a co-owner's property share
In the event of divorce or inheritance, the purchase of a share of the property (or "balance") allows a spouse or heir to obtain full ownership of the property. How does it work? What are the steps and costs involved? We explain everything here! Buying back a share of real estate with the "Soulte Repurchase" The soulte, definition The soulte is [...]
The Luxembourg mortgage market is strong
For more than a year now, Covid-19 has been disrupting the economic life of all European countries. Some sectors have been affected, while others seem to be resisting well to the crisis we are going through. Is this the case for the mortgage market in Luxembourg? This is a question that Statec has asked itself, which [...]
Interview : Meet your broker Quentin!
Discover the portrait of the week! Quentin has been part of our team of brokers since the beginning of atHomeFinance. He is a real expert in mortgage brokerage and gave us an interview to share his advice and experience. We let you discover his profile! I am! Or I would say [...]