Mortgage

The first step when planning to buy a house is to use a credit simulator to calculate your ability to repay. Although this may differ considerably depending on the bank chosen, some rules remain unchanged. What is the debt ratio? It is generally estimated that a person can borrow up to 1/3 of their income. The debt ratio [...]

Buying a property is always an important moment in one's life. And being accompanied in the process of dealing with the banks is a precious help, especially for the uninitiated. In the jungle of interest rates, a mortgage broker is a valuable ally! The advantages of a mortgage broker You will [...]

While using a mortgage broker is very common in other countries, particularly in the United Kingdom, the European champions, or even among our French and German neighbours, in the Grand Duchy this practice has not yet become part of residents' habits. However, since 2012 there has been a real evolution in the brokerage market [...].

To accompany you even further in your real estate project, atHome.lu offers you a new real estate credit brokerage service: atHomeFinance. atHomeFinance: experts to find your loan Because the search for a property is often linked to the search for a real estate loan, atHome.lu completes its offer to make it easier for everyone to become a [...]

Taking out a mortgage is one of the most important steps in the process of becoming a homeowner. What are the requirements for financing a property and how do you go about it? Here are some tips to help you in your dealings with financial and public institutions. Taking care of your borrowing profile This means presenting a clear picture of your financial situation.

Are you no longer happy in your current home? Do you want to move to a new home or a new location? If you want to carry out your new real estate project without having to wait for the sale of your current house or flat, a bridging loan could certainly be a solution for you. What is a bridging loan? A bridging loan or bridge loan is a [...]

Choosing between a fixed-rate mortgage or a variable-rate loan requires particular vigilance because, depending on the formula chosen, the monthly payments can vary greatly. The rate chosen determines the financial burden that the borrower will have to bear through the amount of interest to be paid.

When looking for a flat or a house to buy, the most delicate phase is the financing of the property. To help you understand and follow the different stages, we have detailed for you the 10 key moments linked to property financing. 1- Signing the preliminary sales agreement [...]

You have a real estate project, but need to take out a loan to make it happen. Whether you are French, Belgian or German, you can approach banks in Luxembourg. It may indeed be wise to borrow in Luxembourg to buy abroad. European law is clear on the subject: European Union nationals have the right to borrow in Luxembourg.