In Luxembourg, the costs associated with the purchase mainly comprise 7 % in registration and transcription fees, plus the notary’s fees and disbursements. The Bëllegen Akt can reduce the tax liability by up to €40,000 per purchaser. The Luxembourg government has announced an increase to €45,000 in July 2026, […]
Purchase
Guide to first-time home buying
Buying your first property in Luxembourg is an important step. The market remains very dynamic and competitive, especially in the capital and the surrounding area. To move forward calmly and maximise your chances of success, it's essential to prepare your project methodically. atHome.lu gives you a few pointers on how to get off to a good start. The right questions to ask [...]
Prices stabilised in 2024 and an encouraging outlook for 2025
In 2024, the Luxembourg property market experienced a phase of stabilisation in prices, although there were contrasting trends according to sector and region. Published prices for existing houses fell by -2.6 1Q3 compared with the end of 2023, while prices for existing flats fell by [...].
Good advice for buying in a condominium
Buying in a condominium means that you are committing yourself to share in the expenses related to the maintenance of your residence. In order to avoid unpleasant surprises, it is advisable for the future owner to find out about the current costs as well as the exceptional costs that he or she will have to pay. What to consider before buying a condominium [...]
Buying property: the real questions to ask
Whatever your property plans, at some point you're bound to ask yourself a whole host of questions! Here are 3 essential questions to answer first. What is my budget? Knowing your financial capacity will inevitably guide your choice! The amount of your loan depends on your initial deposit and the maximum monthly repayment [...].
What assistance is available to buy in Luxembourg?
In Luxembourg, several state aids help borrowers to become owners of their main residence. These benefits can take the form of direct capital grants or interest subsidies for the repayment of a loan. With atHomeFinance, we have reviewed the aid available for buying a property [...]
How do I estimate the value of my property?
Many criteria are taken into account when estimating the value of a property, be it a house or a flat. And it is necessary to find the right price to sell as quickly as possible! The value of a property depends on the geographical area The location of the property is logically the first criteria. [...]
3 things to know before you borrow
Are you thinking of buying a flat or a house and are you going to take out a mortgage for the first time? Here are 3 things you should know before taking out a mortgage. Fixed rate and variable rate: what's the difference? The fixed rate ensures regular monthly payments throughout the term of the loan.
5 mistakes not to make when buying
Buying a house or flat is a long-term commitment, so you might as well take the time to find the right property. We explain what mistakes you should not make when buying. Not defining your borrowing capacity The budget is the first thing you need to know when considering buying a property.