Purchase

The reservation agreement enables a buyer to reserve a property yet to be built before the notarised deed is signed. It describes the property, its estimated price and the main features of the development. If a deposit is required, it may not exceed 2 % of the estimated price and must comply with specific rules. The contract […]

A property scam often follows the same pattern: a very attractive price, a contact who is difficult to verify, and an urgent request for money. Before renting or buying, check the advert, the identity of the person you’re dealing with and whether the property actually exists. Above all, don’t let yourself be pressured into acting in a hurry. The Grand Ducal Police are warning in particular about […]

Buying a flat in a co-ownership scheme means becoming the owner of your home, but also sharing certain expenses and decisions with the other co-owners. Before signing, check the service charges, any planned works, the maintenance fund and the estate’s accounts. You should also check the rules and regulations, meeting minutes and documents relating to your unit. In the second quarter […]

Investing in a parking space allows you to enter the property market with a budget that is generally lower than that required for a home. However, the profitability depends on the purchase price, the rent, the location and the service charges. Before buying, you should therefore assess the actual return on investment and the demand in the neighbourhood. Is investing in a parking space […]

A preliminary sale agreement is a binding contract that commits the buyer and seller to the property and its price. Before signing, be sure to check the details of the property, the deadlines and the terms and conditions set out in the agreement. If your purchase is subject to a mortgage, the condition precedent relating to financing warrants particular attention. The preliminary sale agreement […]

Using an estate agent can simplify the process of selling or buying a property. However, it is important to fully understand their role. Valuation, marketing, viewings, negotiation, the agency agreement and commission: these are the areas a professional can handle, and the points you should check before choosing your estate agency. What is the role of an estate agent? An estate agent […]

In Luxembourg, the costs associated with the purchase mainly comprise 7 % in registration and transcription fees, plus the notary’s fees and disbursements. The Bëllegen Akt can reduce the tax liability by up to €40,000 per purchaser. The Luxembourg government has announced an increase to €45,000 in July 2026, […]

In 2024, the Luxembourg property market experienced a phase of stabilisation in prices, although there were contrasting trends according to sector and region. Published prices for existing houses fell by -2.6 1Q3 compared with the end of 2023, while prices for existing flats fell by [...].

In Luxembourg, several state aids help borrowers to become owners of their main residence. These benefits can take the form of direct capital grants or interest subsidies for the repayment of a loan. With atHomeFinance, we have reviewed the aid available for buying a property [...]