When it comes to finance and home loans, we all have a little flaw... Yes, we do! Take the test to find out which one!

It's almost tax return season! How far along are you?

I'm in the starting blocks! My binder is already ready, all I need is a receipt.

? Already? We have until December 31st, right?

? Like every year, I declare absolutely everything and anything, you never know what you might get back.

◼️ I pay a digital service to do it for me

? The what?

After a year of pandemic, we are all looking forward to getting back to normal life. But have you found an advantage?

? No birthday parties = savings that don't go into a kitty!

? My identity papers are no longer valid; but since I can't travel, the deadline for redoing my papers has been extended!

? Teleworking: even if my alarm clock goes off, I manage to be on time

◼️ I no longer have to make excuses for turning down invitations to parties.

⭐️ I have more time to sort out my papers, clean and organise myself: my flat is ni-quel.

By the way, what was your favourite hobby of the containment?

? Catching up on my series

⭐️ Batch-cooking: I cook on Sunday for the whole week

? Comparison shopping to get the best value for money on everything from my pasta packet to my new fridge

? Yoga and procrastination

◼️ Taking time for myself and enjoying my home

Your first train is late and you miss your connection...

? I hitchhike

◼️ It's a sign, I'm taking a train in the other direction home

? I'll buy a full ticket

⭐️ Impossible: I always choose journeys with a minimum of 2h connection to avoid this situation.

? No problem, I know the steps by heart, I get my money back to buy a new ticket

What does your personal mailbox look like?

◼️ Empty: I did not give the address to anyone

? Like my mailbox: full of unread mail, until it gets too full and needs to be dealt with urgently.

⭐️ Perfectly arranged in subfolders

? About 3000 unread emails

? I delete everything as I go along, I'm not going to pay a cloud for storage

You have a recurring nightmare: you find the property of your dreams, but the story ends badly: what is the reason?

? The procedures are enormous, I receive hundreds of letters and I end up drowning (literally) in paperwork.

? Once I bought the property, I realised that the seller had hidden all the defects. The result: €150,000 worth of work!

? I make an offer which is accepted, but the agent tells me I only have an hour to find the financing: it ends up passing me by.

⭐️ I reread my file hundreds of times, it is perfect. On the way to pass it to the agent, a very important paper disappears and my file is disqualified. What a horror!

◼️ Each caller tells me that he is not the one in charge and transfers another person to me: it is an endless loop.

What does your summer holiday look like?

⭐️ The itinerary is prepared months in advance, the tickets for the activities too: I leave nothing to chance

? I stay in the country, my identity papers are out of date

? I end up joining a group of friends' project because I have no plans

◼️ I'm a stay-cation fan: long live the holiday at home!

? I take advantage of the "early bird" and "last minute" offers

You have a majority of ⭐️: you are the hardened perfectionist!

With you, everything has to run smoothly, you can't stand disorganisation. You already know all your meals for the week and cannot imagine packing your bags on the day of departure.

For you, who like to control everything and maximise your chances, our brokers provide you with a certificate of borrowing capacity so that you have the best file even before you start looking for your property.

I make an appointment 

You have a majority of ?: you are the compulsive latecomer!

You've already missed countless planes and trains, and your friends are giving you a false appointment time in the hope that you will arrive on time. For those of you who are the type to sign a compromise before having checked your borrowing capacity, we have the solution: our brokers are available the same day, 6 days a week, so that the property of your dreams does not pass you by!

I make an appointment 

You have a majority of ?: you are the claimed cheapskate!

Paying full price seems unthinkable to you, and you are able to drive 30 kilometres further to buy at the right price. For you, comparison junkies, we have great news: our brokers negotiate the rate and conditions of your mortgage with 7 partner banks. The best value for money is for you!

I make an appointment (for free?)

You have a majority of ◼️: you're the consummate homebody!

You love the comfort of your cocoon and are the kind of person who likes to have things delivered from the restaurant across the street so you don't run into anyone. For you, who can go days without seeing anyone, we have digitised the loan process: all your appointments can be made remotely and we negotiate with the banks on your behalf.

I make an appointment 

You have a majority of ?: you are the administrative phobic!

Dealing with paperwork gives you a headache and you've lost hundreds or even thousands of euros by not sending in your NHA invoices. For those of you who would love to have a personal assistant, we have made the process as simple as possible: your broker will take care of all the paperwork for your loan application.

I make an appointment