Why are more and more people turning to a broker?

Getting a mortgage is a key step, and one that is often perceived as complex: bank meetings, files to prepare, offers to compare... It's not surprising that nearly 1 in 2 future buyers* would now be prepared to use a broker.
But why this growing craze? What are the concrete benefits?
A challenging real estate environment
- Constantly changing interest rates
- Stricter award conditions
- Difficulty comparing banks yourself
👉 All of this is prompting more and more buyers to look for specialist support.
Save time and peace of mind
A broker will take care of all the formalities:
- Comparison of offers
- Preparing the file
- Negotiations with banks
👉 The result: less stress and more time to concentrate on your project.
Getting better conditions
Thanks to its network and expertise, the broker has access to conditions that are sometimes more advantageous than those obtained directly. They optimise the term, rate and ancillary conditions of the loan.
Free, personalised support
At atHomeFinancesupport costs the buyer nothing: the service is free of charge. 100% free.
Each profile is unique, and our experts tailor their search for finance to each situation (first-time buyers, rental investment, etc.).
More and more buyers have realised this: using a broker means maximise your chances of completing your property project in the best possible conditions, at no extra cost.
👉 Why not take the plunge yourself? Make an appointment with one of our brokers today !
* Source: ILRES survey - March 2025
Written by
atHome.lu
Posted on
17 September 2025