It's decided, in 2017, you're going to start building up a down payment to buy a property. Remember, the bigger the deposit, the better the bank financing. From the piggy bank... Your grandmother would certainly tell you: "there are no small savings". So start looking at where you can save money.
Real estate credit
The 10 steps to a mortgage
When looking for a flat or a house to buy, the most delicate phase is the financing of the property. To help you understand and follow the different stages, we have detailed for you the 10 key moments linked to property financing. 1- Signing the preliminary sales agreement [...]
Borrowing in Luxembourg to buy across the border?
You have a real estate project, but need to take out a loan to make it happen. Whether you are French, Belgian or German, you can approach banks in Luxembourg. It may indeed be wise to borrow in Luxembourg to buy abroad. European law is clear on the subject: European Union nationals have the right to borrow in Luxembourg.
Making good use of your home savings plan
Are you planning a property project in the future, in the medium or long term? Opt for a home savings plan. Intended for anyone whose objective is to buy a property, these savings aim to facilitate access to the priority by building up capital. The purpose of a home savings contract is to enable a future buyer to save for a home.
Property loan: fixed, variable or adjustable rate?
Are you planning to buy a property? Then you must have asked yourself many questions about the financing of your future purchase! One of the most common questions is whether you should pay a fixed or variable rate, which is a key criterion when taking out a property loan. What are the differences? The fixed rate When [...]
Tax reform: what measures for housing?
On 29 February 2016, the government presented at a press conference the elements of the tax reform, which is to come into force on 1 January 2017. For the housing component, several measures were presented: Facilitating access to housing To improve the ability to finance one's own home, taxpayers who do not have [...]