Real estate credit

While using a mortgage broker is very common in other countries, particularly in the United Kingdom, the European champions, or even among our French and German neighbours, in the Grand Duchy this practice has not yet become part of residents' habits. However, since 2012 there has been a real evolution in the brokerage market [...].

Taking out a mortgage is one of the most important steps in the process of becoming a homeowner. What are the requirements for financing a property and how do you go about it? Here are some tips to help you in your dealings with financial and public institutions. Taking care of your borrowing profile This means presenting a clear picture of your financial situation.

Are you no longer happy in your current home? Do you want to move to a new home or a new location? If you want to carry out your new real estate project without having to wait for the sale of your current house or flat, a bridging loan could certainly be a solution for you. What is a bridging loan? A bridging loan or bridge loan is a [...]

When you take out a mortgage with a bank, your banker will ask you to insure your loan. What does this mean? There are suitable insurance policies that cover the outstanding amount of your mortgage in the event of death. These insurances guarantee the reimbursement by the insurer of all or part of the outstanding amount of your loan in the event of your death.

Choosing between a fixed-rate mortgage or a variable-rate loan requires particular vigilance because, depending on the formula chosen, the monthly payments can vary greatly. The rate chosen determines the financial burden that the borrower will have to bear through the amount of interest to be paid.

It's decided, in 2017, you're going to start building up a down payment to buy a property. Remember, the bigger the deposit, the better the bank financing. From the piggy bank... Your grandmother would certainly tell you: "there are no small savings". So start looking at where you can save money.

When looking for a flat or a house to buy, the most delicate phase is the financing of the property. To help you understand and follow the different stages, we have detailed for you the 10 key moments linked to property financing. 1- Signing the preliminary sales agreement [...]

You have a real estate project, but need to take out a loan to make it happen. Whether you are French, Belgian or German, you can approach banks in Luxembourg. It may indeed be wise to borrow in Luxembourg to buy abroad. European law is clear on the subject: European Union nationals have the right to borrow in Luxembourg.

Are you planning a property project in the future, in the medium or long term? Opt for a home savings plan. Intended for anyone whose objective is to buy a property, these savings aim to facilitate access to the priority by building up capital. The purpose of a home savings contract is to enable a future buyer to save for a home.