atHome.lu Blog
Menu

Buying for two, between concessions and good compromises

Buying a house as a couple is often one of the first commitments made to each other. However, when it comes to choosing a property together, differences often arise. So how can you reconcile your individual desires?

Financially, how do we do it?

The first point to address when considering buying a house together is the financial aspect of the transaction. The amount of money each person contributes may determine the amount of the shares in the house that they will be granted. The same applies, according to %, to the amount of the bills of exchange paid by each party. Money is often a source of conflict when buying a property. It is therefore advisable to discuss the financial situation clearly with your spouse and to decide together how the repayment of the instalments will be carried out and how the shares in the property will be divided.

Talk about each other's desires and criteria

He likes the countryside, you swear by the city. You prefer a flat, he sees himself in a house with a garden. Before starting the search, take the time to talk about the selection criteria that are important to you. Each of you will have to make compromises until you come up with a common list of criteria. This step is very important, as it allows you to start on a sound research basis and avoids many arguments.

Real estate crush and compromise

A love affair with a property can often make you forget the list of criteria you had drawn up at the beginning of your search. Suddenly, what you thought was inconceivable becomes possible. The three-bedroom house with garden and garage you were looking for has been replaced by a penthouse with two parking spaces.

Remember that buying a house means that you are entering into a long-term transaction. Before making a decision, it is advisable to think carefully about the property you are considering buying. If both parties agree to review their criteria and believe that they have found their future home in this flat, the purchase can be considered. The important thing is that the couple can see themselves continuing their relationship in a shared living space and environment that they both enjoy.

What are the property prices at the moment?

Prices are slowing down. Interest rates are rising. What are the trends for the coming months?
Read the analysis
atHome

Written by

atHome

Posted on

01 February 2018

magnifycrossmenuchevron-down