Whatever your real estate project, at some point you will ask yourself a multitude of questions! Here are 3 essential questions that you should answer first.

What is my budget?

Knowing your financial capacity will inevitably guide your choice! The amount of your loan depends on your initial contribution and the maximum monthly payment you are able to repay. To find out, go to a online loan simulator. You also have to take into account the additional costs and charges associated with the future acquisition.

New or old?

Buying a new home will allow you to be serene on the plan of work for several years, to benefit from the last standards in force and from modern equipment. In addition, the ten-year construction guarantee represents an interesting financial security. Add to this lower registration fees and a reduced VAT rate of 3% (for a primary residence) to complete the list of advantages. Yes, but ... you should expect a longer waiting period for the purchase and a higher price per m2.
Opting for an old property often means falling for a geographical location close to the city centre and a charming architecture. The purchase price is lower, but you have to take into account any work that may have to be done (co-ownership and interior work). In short, choosing between new and old is not only a matter of taste, but also of cost!

Knowing how to project yourself into the future

Even if it is not always obvious, it is important to imagine your life in 5 years. The right question to ask yourself : "Will this property still suit me in a few years? ". One takes into account the evolution of one's professional situation, the age and the needs of (future) children. These elements are decisive for the chosen environment, but also for the envisaged surface area, not forgetting the amenities available around the property.

Answering these 3 essential questions precisely will help to clarify the project and to promote its realisation.