While it is still possible to buy without a deposit, most property purchases require between 10 and 20% of personal deposit. This amount of money allows you to get a better rate on your loan and to lower your monthly payments. Tip 1: Put money into a savings account each month Whether it's £50 or £500 per month, you can save up to £1,000 every month.
Buy
Interview : Discover your broker Sabine!
Discover the portrait of the week! It's been 3 months since Sabine joined the atHomeFinance team of brokers and yet she already feels like part of the furniture thanks to her strong knowledge of credit! We let you discover her profile. Moien! Or should I say Hello, you who speak English! [...]
First-time buyers, second-time buyers or investors: the regulations are changing
Every new year brings new measures and 2021 will be no exception! The surge in property prices in Luxembourg has not escaped anyone and it does not seem to be going away... and the high demand will not contradict this. This is why, since 1 January 2021, the [...]
Interview : Meet Yann, our Head of Mortgage Brokers
Discover the portrait of the week! Yann has been with atHomeFinance since the beginning. He has seen the company and the team grow. He started as a mortgage broker and is now Head of mortgage Brokers! Find out more about his role and the steps in the brokerage process at atHomeFinance. Me! [...]
Loans judged by atHomeFinance - Part 2
In the first article, we presented three loans judged on the home loan brokerage. But our little finger tells us that we have not yet broken all your preconceptions. So here are three new answers to your judged loans with a bonus to discover at the end of the article. Judged loan n°4 : The broker [...]
Loans judged by atHomeFinance - Part 1
Preconceived ideas are hard to shake off. But that was before atHomeFinance got involved and decided to launch the "loans judged by atHomeFinance" to clarify certain points and make your prejudices about real estate brokerage a distant memory. During the whole month of September, [...]
How much do you need to borrow to buy in central Luxembourg?
The Central region of Luxembourg is very popular and continues to attract buyers despite the ever increasing prices. It gathers the most loan requests at atHomeFinance with an average loan request of 729 096€ to become a homeowner. atHomeFinance mortgage broker in Luxembourg presents the average loan to buy in the centre of Luxembourg.
Good advice for buying in a condominium
Buying in a condominium means that you are committing yourself to share in the expenses related to the maintenance of your residence. In order to avoid unpleasant surprises, it is advisable for the future owner to find out about the current costs as well as the exceptional costs that he or she will have to pay. What to consider before buying a condominium [...]
How do I calculate the amount of my loan?
Becoming a homeowner... yes, but how much can you borrow? Whether you have already identified your future property or are considering a purchase in the next few months, knowing how much you can borrow is essential for your project. Defining my repayment capacity First of all, you need to define your repayment capacity [...].