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There are some strict rules for financing a flat that has been sold off before completion (VEFA). We explain how to finance your new flat. The amount of the personal contribution For a purchase off-plan, the banks' rules are the same as for the old. In general, the personal contribution required represents 10 % of the total cost of the property.

When building or purchasing a property, you can benefit from financial assistance from the Luxembourg State. Who is concerned? For which property? Here are some answers. What is a building grant? This is a capital grant from the State that can be obtained for the construction of a building.

Home ownership is not just for young people. Even if you are close to retirement, you can still buy a property and obtain a mortgage. Mortgages for senior citizens Contrary to popular belief, people who are close to retirement or even young pensioners can still buy a property.

Do you want to become a homeowner or carry out work, but you cannot offer sufficient guarantees to your bank or financial institution of choice? There is a solution to help you: the state guarantee. What is a state guarantee? The State guarantees to help people who cannot afford to pay for their home.

Who can buy a flat or a house in Luxembourg? With property prices rising all the time, this is the question many people may ask themselves. So what salary to buy in Luxembourg? We asked our mortgage experts atHomeFinance to shed some light on the issue. Here's everything you need to know about [...]

In Luxembourg, residents are borrowing more and more to invest in property. In a context where interest rates remain low, future homeowners are not hesitating to take out a larger property loan to buy their house or flat. Residents [...]

Used in the context of forward sales or sales in the future state of completion (VEFA), the reservation contract is concluded between the developer and the buyer. It is the only valid contract for reserving all or part of a building. The reservation contract The reservation contract is drawn up before the payment is made.

Analysing the different contracts, looking for the best rate... studying different mortgage offers is time-consuming, but necessary. Do you have neither the time nor the skills to do this work? It is possible to find a mortgage quickly by using a broker and preparing your file in advance. Doing [...]

The Luxembourg property market is doing well and prices are rising steadily. A boon for owners, but a real problem for buyers. However, with a little research, it is possible to find properties that are negotiated for less. Here are 3 tips that may help you to become a homeowner [...]