Buy

The first step when planning to buy a house is to use a credit simulator to calculate your ability to repay. Although this may differ considerably depending on the bank chosen, some rules remain unchanged. What is the debt ratio? It is generally estimated that a person can borrow up to 1/3 of their income. The debt ratio [...]

Buying a property is always an important moment in one's life. And being accompanied in the process of dealing with the banks is a precious help, especially for the uninitiated. In the jungle of interest rates, a mortgage broker is a valuable ally! The advantages of a mortgage broker You will [...]

While using a mortgage broker is very common in other countries, particularly in the United Kingdom, the European champions, or even among our French and German neighbours, in the Grand Duchy this practice has not yet become part of residents' habits. However, since 2012 there has been a real evolution in the brokerage market [...].

To accompany you even further in your real estate project, atHome.lu offers you a new real estate credit brokerage service: atHomeFinance. atHomeFinance: experts to find your loan Because the search for a property is often linked to the search for a real estate loan, atHome.lu completes its offer to make it easier for everyone to become a [...]

A number of expenses are directly linked to the purchase of a property. These need to be factored into the budget, particularly when taking out a mortgage. Here are the details. Notaire's fees Notaire's fees cover all the costs associated with a property purchase, paid to the notaire. Taxes payable to the tax authorities The [...]

Taking out a mortgage is one of the most important steps in the process of becoming a homeowner. What are the requirements for financing a property and how do you go about it? Here are some tips to help you in your dealings with financial and public institutions. Taking care of your borrowing profile This means presenting a clear picture of your financial situation.

Investing in rental property is always profitable. The price per square metre of living space in Luxembourg continues to rise and provides investors with an excellent return. Here are some tips on how to make a successful investment in property. Should you invest in new or old property? Investing in a new build project has several advantages. It doesn't require any [...]

Buying a house as a couple is often one of the first commitments made to each other. However, when it comes to choosing a property together, differences often arise. So, how do you reconcile the desires of each? Financially, how do you go about it? The first point to consider when thinking of buying a house together is how to pay for it.

Are you no longer happy in your current home? Do you want to move to a new home or a new location? If you want to carry out your new real estate project without having to wait for the sale of your current house or flat, a bridging loan could certainly be a solution for you. What is a bridging loan? A bridging loan or bridge loan is a [...]