Buy

When you are planning to buy your first property, there are a lot of questions. Here are the answers to some of them. How much should I contribute? You must be able to provide at least 10 % of the total cost of the purchase. The larger your deposit, the better the terms of the mortgage you take out.

This house has literally caught your eye and you're ready to sign a provisional sales agreement to become its proud owner. But have you really checked everything? Aren't you in for some nasty surprises? Here's our checklist of things to look out for. Your future property under the microscope When you buy a property in Luxembourg, the seller has to check that you have the [...]

It's decided, in 2017, you're going to start building up a down payment to buy a property. Remember, the bigger the deposit, the better the bank financing. From the piggy bank... Your grandmother would certainly tell you: "there are no small savings". So start looking at where you can save money.

In general, in order to conclude a property sale, the seller and the buyer first draw up a private agreement recording the essential conditions of the sale, commonly known as a "compromis de vente" (or "promesse synallagmatique de vente"). But what is the value of the preliminary sales agreement? Claudia THIRION, lawyer [...]

When looking for a flat or a house to buy, the most delicate phase is the financing of the property. To help you understand and follow the different stages, we have detailed for you the 10 key moments linked to property financing. 1- Signing the preliminary sales agreement [...]

You have a real estate project, but need to take out a loan to make it happen. Whether you are French, Belgian or German, you can approach banks in Luxembourg. It may indeed be wise to borrow in Luxembourg to buy abroad. European law is clear on the subject: European Union nationals have the right to borrow in Luxembourg.

Are you seriously considering buying a property, after a visit, after a crush? Great! Buying a new home is an important moment in your life. You've given it a lot of thought and you've already asked yourself a million questions, so it's only natural. To help you make your decision, there are a few [...]

In real estate, the time of year can be important. Indeed, there is a lot of real estate activity every year in the spring. There are many reasons for this. Here are some explanations. Spring-summer Often people who are transferred or change jobs prefer to move during the summer so as not to interfere with their children's school year. For [...]

Are you planning a property project in the future, in the medium or long term? Opt for a home savings plan. Intended for anyone whose objective is to buy a property, these savings aim to facilitate access to the priority by building up capital. The purpose of a home savings contract is to enable a future buyer to save for a home.